body {
  font-family: 'Inter', sans-serif;
  background: #f0f8ff;
  color: #333;
  margin: 0;
  padding: 0;
}
header, footer {
  background: #0077b6;
  color: white;
  padding: 1em;
  text-align: center;
}
nav a {
  color: white;
  margin: 0 15px;
  text-decoration: none;
  font-weight: 600;
}
main {
  padding: 2em;
  max-width: 800px;
  margin: auto;
  background: white;
  border-radius: 12px;
  box-shadow: 0 0 10px rgba(0,0,0,0.1);
}
form label {
  display: block;
  margin-bottom: 0.5em;
}
input, select {
  width: 100%;
  padding: 0.5em;
  margin-top: 0.25em;
  border: 1px solid #ccc;
  border-radius: 5px;
}
button {
  margin-top: 1em;
  padding: 0.75em 1.5em;
  background-color: #0077b6;
  color: white;
  border: none;
  border-radius: 5px;
  cursor: pointer;
}
button:hover {
  background-color: #005f8e;
}
table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 2em;
}
table, th, td {
  border: 1px solid #ccc;
}
th, td {
  padding: 0.5em;
  text-align: center;
}
.disclaimer {
  margin-top: 2em;
  font-size: 0.9em;
  color: #666;
  background: #f9f9f9;
  padding: 1em;
  border-left: 5px solid #ccc;
}